RIQ

Next-Gen Psychometrics for Talent, Wellbeing & Risk

Drive performance. Predict & reduce risk.

Insurance: Risk isn’t just in history. It stems from how people think, which makes it predictable. 

One Test. One Flag. Reduce Risk. Accelerate Growth.

RIQ's psychometric platform combines adaptive testing, cognitive science, and explainable AI to predict outcomes across insurance, credit, and housing—before historical data exists.
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Insurance Risk Intelligence

Risk isn’t just in history. It stems from how people think, which makes it predictable. 
 

Our adaptive psychometric assessment provides insurers with real-time behavioral risk profiles—immediately, even for new drivers, first-time policyholders, or cold-start populations. It’s explainable, manipulation-resistant, and proven to predict claims, adherence, and fraud tendencies.

Use Cases

  • Stress & burnout sick leave prevention: Our unique, scalable, science-backed stress prevention method
  • New Driver Risk Scoring: Assess risk at onboarding before driving data accrues
  • Medical Adherence Forecasting: Predict non-compliance and reduce claim costs
  • Burnout & Sick Leave Prediction: Useful for worker’s comp and corporate healthcare underwriting
  • Reinsurance Negotiation Support: Offer differentiated risk profiles for captives
  • High-Value Asset Underwriting: Identify conscientious vs. risk-prone policyholders

What Makes It Work

  • Proprietary signal
  • Sophisticated AI-driven analysis spots patterns beyond traditional psychometrics
  • Cold-start scoring without prior claims data
  • GDPR-safe and explainable from the first test
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Where Traditional Psychometrics Stop, We Begin

With two decades of hands-on field work and research, our founder Jens Näsström has focused on what traditional psychometrics overlooked: the dynamic, situational thought patterns that predict risk and performance — patterns that evolve, escape static models, and can be assessed without provocation or bias.

By designing next-generation psychometric tools — short, precise, and difficult to game by humans or AI — we've built scalable systems to assess real mental drivers behind burnout, decision-making, and resilience. This work is only now possible with the advent of applied AI.

Our Team

Jens Näsström

Jens Näsström

Magnus Sundqvist

Magnus Sundqvist

Målfrid Jordet Ågotnes

Målfrid Jordet Ågotnes